Proof of income

This helps us verify your information, so you can drive home the car you love the same day.

Requirements vary by type of income. Choose the category that best represents your primary source of income. All documents must be dated within 15 days of purchase unless otherwise noted below.

What you'll need:

Recent paystub or earnings statement from your employer reflecting taxes withheld

If you can only access your pay stub on a work computer, please provide:

Copy of your pay stub
Bank statement, transaction summary, or live/cancelled check as proof of receipt

Note: Pay stubs are not accepted for this income category. Only documentation listed below.

What you'll need:

Personal or Doing Business As (DBA) bank statements from the past (3) months
Cancelled checks from past (3) months (front and back)

Helpful tip: If you have multiple bank accounts or get paid primarily through electronic transfers (e.g., PayPal, Apple Pay, Square, Zelle, Venmo, other bank accounts, etc.), contact your local CarMax store. We’re here to help.

What you'll need:

Professionally prepared and signed complete tax returns from past (2) years

What you'll need:

Military leave and earnings statement

If you don’t have the required documentation for your income type, contact your local CarMax store. We’re here to help.

What you'll need:

Provide (2) documents, (1) from each of the following categories:

Category A: Proof of eligibility

Retirement or Pension:
- Most recent eligibility letter from your employer showing amount and payment frequency.
Social Security:
- Most recent eligibility letter from Social Security Administration that includes amount and payment frequency.
Helpful tip: This eligibility letter is typically sent at the beginning of the year.
Investment Income (structured settlements, annuities, etc.)
- Most recent award letter or court document stating amount to be received.
Long-Term Disability Insurance
- Most recent award letter that includes your disability status and amount received.
Helpful tip: This is for permanent, long-term disability only.
Public Assistance
- Most recent award letter stating award status and amount received.
Alimony*
- Complete divorce decree, or court order showing amount and payment frequency.
Child Support*
- Complete divorce, decree, court order, or custody agreement showing amount and payment frequency.
Separate Maintenance*
- Complete separation agreement, or court order showing amount and payment frequency.

*Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Category B: Proof of Receipt (Provide any one of the following documents below, in addition to (1) document from Category A. Must be dated within 30 days of purchase.)

Monthly statement from your primary income source (e.g., Social Security Administration, government agency, or courts)
Personal or Doing Business As (DBA) bank statements
Pre-paid debit card statements showing deposits that match your award letter
Court-issued document showing consecutive deposits from past (3) months
Cancelled checks from past (3) months (front and back)

Proof of income

Employed (by others, not yourself, W2 received at end of year)

Business owner / self-employed / 1099 employee

Rental income

Military

All other income sources (retirement, Social Security, investment, disability, public assistance, alimony, child support, and separate maintenance)